Renters Insurance
Protect your belongings and yourself with affordable renters insurance. Easy coverage for apartments, condos, and rental homes that gives you peace of mind without breaking the bank.
Why You Need Renters Insurance
Renters insurance protects you and your belongings from unexpected events that can happen in everyday life. While your landlord’s insurance may cover the building, it typically does not protect your personal property or liability. Renters insurance gives you peace of mind, financial protection, and security, all at an affordable price.
Affordable Protection
Renters insurance is one of the most affordable types of insurance, often costing less than a streaming subscription
Landlord's Insurance Won't Cover You
Your landlord's policy only covers the building, not your personal belongings or liability
Quick & Easy
Get covered in minutes with our streamlined online application process
Peace of Mind
Protect yourself from unexpected costs due to theft, fire, or accidents in your rental
What's Covered
Renters insurance provides comprehensive protection for your personal property, liability, and additional living expenses. It’s designed to give renters the same peace of mind that homeowners enjoy.
Personal Liability
Coverage if someone is injured in your rental or if you accidentally damage someone else's property
Personal Property
Protection for your belongings including furniture, electronics, clothing, and more against theft, fire, and other covered perils
Medical Payments to Others
Protection for your belongings including furniture, electronics, clothing, and more against theft, fire, and other covered perils
Additional Living Expenses
Coverage for temporary housing and living costs if your rental becomes uninhabitable due to a covered loss
Availability
- Nationwide
- Most Canadian provinces
Coverage Highlights
- Liability from $100,000-$300,000,
- Contents up to $100,000
- Unique coverage endorsements available
- Guaranteed approval with no underwriting
- Highly-rated insurers
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Protect Your Belongings Today
Don’t wait until it’s too late. Get affordable renters insurance and enjoy peace of mind in your rental home. To start a quote, click the button below or contact us.
Product availability through Effective Coverage may vary by state.